Jai Finance was founded in 1985 with a vision to bridge the financial gap for millions of individuals who lack access to traditional banking services. Understanding the struggles of those in need of urgent financial support, we designed a simplified, technology-enabled lending platform that eliminates unnecessary barriers.

In 1998, we achieved a major milestone with RBI’s approval, reinforcing our commitment to responsible lending. In the year 2025, we launched the Pocket Mitra app—an innovative digital lending platform that streamlines the borrowing process, making it easier and faster for customers to access funds whenever they need them.

At Jai Finance, we stand by our core values of transparency, fairness, and financial inclusion. Our customer-first philosophy ensures that we not only provide credit but also empower lives, enabling people to build a better future for themselves and their families.