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About Us

Jai Finance (India) Limited


Jai Finance (India) Limited is a leading name in the micro-lending industry. We are dedicated to financial inclusion for underserved communities. Incorporated in 1985, we offer unsecured micro-loans up-to 20,000 with minimal documentation and fast approvals. With our customer-centric approach, every borrowing experience is smooth and transparent. We strictly adhere to the Reserve Bank of India’s (RBI) fair practice guidelines and establish ethical and responsible lending to those in need.

At Jai Finance, we believe that financial empowerment should not be limited by paperwork or lengthy processes. Our innovative approach combines digital technology with personalized service which allows borrowers to access funds with ease, without the stress of traditional banking hurdles. Convenience and efficiency are our top priorities and with these, we bridge the gap between financial challenges and real-time solutions.

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Who We Are


Jai Finance is a Non-Deposit Taking Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). With our headquarters located in Guwahati, Assam, we aim to empower the Indian population by providing seamless and accessible financial solutions.

mission

Our Mission

At Jai Finance, our mission is to empower individuals and small businesses by providing accessible and responsible financial solutions that encourage economic growth and self-sufficiency. We aim to leverage technology and ethical lending to build a financially inclusive India.

 
 
vision

Our Vision

Our vision is to become the most trusted and customer-centric micro-lending institution in India. We strive to provide easy and equitable access to credit so that every deserving individual achieves financial stability.

 
 
 
 
 
 
 
values

Our Values

We are driven by core values of transparency, fairness, and financial inclusion. Our primary goal is to offer top-notch financial services that empower people. We believe in ethical lending, customer-first service, and using technology to create a hassle-free borrowing experience.

By prioritizing integrity and responsibility, we make sure that our customers receive financial support without hidden costs or complications.

 
 

Introducing Pocket Mitra


We are proud to present our innovative mobile application, PocketMitra, designed to cater to the personal financial needs of the Indian public. Pocket Mitra offers a seamless experience for obtaining instant personal loans of up to ₹20,000 within minutes, right from your mobile phone.

Why choose PocketMitra ?

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    Quick and Easy Loans: Get access to unsecured micro-loans with minimal documentation and instant approvals.
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    Transparent Process: No hidden charges for a clear and fair borrowing experience.
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    Customer-Centric Approach: We prioritize our customers' needs and offer personalized financial solutions.
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    Secure and Ethical Lending: Adhering to the RBI guidelines, we stick to providing responsible and trustworthy financial assistance.
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    Technology-Driven Services: Our digital lending platform, PocketMitra, streamlines the loan process for easy access to funds.
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Future

Our Customer Commitment


At Jai Finance, we are dedicated to providing professional and responsive customer service. Our team is always ready to assist and resolve any issues, ensuring a smooth and satisfying experience for every customer. Join us on our mission to transform the credit ecosystem and make financial dreams a reality. Together, let’s create a brighter future for everyone.